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The concept of a health insurance plan in India has been more appreciated with family health plans as the people here prefer to get everything for their entire family, and when it comes to health coverage, how can one miss the chance? Like all the necessities, having a family health plan is something you can not avoid due to the ever-increasing medical costs. No matter how big or small your health condition is, a single visit to the hospital can create a hole in your pocket. So, it would be where to know what type of benefits you are looking for and how many members of your family are covered under a single plan.
Another important fact is that the larger part of the Indian population belongs to a middle-class sector, which is why family floater plans should be designed keeping the budget and affordability in mind. Talking about family floater plans at low cost, Apollo Munich Health Insurance is the leading health care provider in the country, offering health insurance policies which are less complicated and more beneficial to the middle-class individuals who want to protect their family members from any type of stress and burden.
Family floater insurance plans by Apollo Munich are meant to grant coverage to all members of a family. It guarantees family members along with the individual purchasing the health policy. Offering a feasible solution to all income groups, these family health insurance cover dependent children parents and spouse of the covered individual. The company then looks after the healthcare needs of all within a single policy whenever in need of healthcare. Here are the best family floater plans you can get from Apollo Munich Health Insurance:
- Apollo Munich Health Wallet
- Apollo Munich Optima Restore Plan
- Apollo Munich Easy Health Plan
- Day2Day Care Silver Health Plan
- Optima Super – Aggregate Top-up Plan
FAMILY PLANS BY APOLLO MUNICH HEALTH INSURANCE:
| Insurance Policy | Age Limit | Sum Insured | Members Covered | Waiting Period / Renewability |
| Apollo Munich Health Wallet | Minimum: 5 years (Newborn 91 days depending to the parent getting insured)
Maximum: 65 Years |
Minimum: 1 Lakhs
Maximum: 15 Lakhs |
maximum of 2 adults and 5 children/ parents | Up to 3 years |
| Apollo Munich Optima Restore Plan | Minimum: 5 years (Newborn 91 days depending to the parent getting insured)
Maximum: 65 Years |
Minimum: 3 Lakhs
Maximum: 15 Lakhs |
maximum of 2 adults and 5 children/ parents | Up to 3 years ( Can be reduced to one year on renewals)/ Lifetime |
| Apollo Munich Easy Health Plan | Minimum: 5 years (Newborn 91 days depending to the parent getting insured)
Maximum: 65 Years |
Minimum: 1 Lakhs
Maximum: 50 Lakhs |
maximum of 2 adults and 5 children/ parents | Up to 2 years for surgical treatment and 3 years for pre-existing illness/ Lifetime |
| Day2Day Care Silver Health Plan | Minimum: 5 years (Newborn 91 days depending to the parent getting insured)
Maximum: 65 Years |
N/A | maximum of 2 adults and 5 children/ parents | No waiting Period/ Lifelong |
| Optima Super – Aggregate Top up Plan | Minimum: 5 years (Newborn 91 days depending to the parent getting insured)
Maximum: 65 Years |
Minimum: 5 Lakhs
Maximum: 50 Lakhs |
maximum of 2 adults and 5 children/ parents | 48 months for pre-existing disease ( Can be reduced on one year on renewals)/ Lifetime |
Features of Apollo Munich Family Floater Plans
- With over 4500+ network hospitals across the country, you can choose a convenient location anywhere.
- Provides in-patient hospitalization with critical illness cover as well as emergency treatments.
- An easy and fast cashless claim in pre or post-hospitalization, especially when you choose one of the network hospitals.
- You can avail tax advantages for the premium paid towards the plan under Section 80D of the Income Tax Act.
- Depending on the sum insured, you can get a daily cash allowance for up to Rs. 800 to 1,000 for a maximum of six days.
- With every 2nd and 4th claim free year one gets complementary health checkup under the policy.
- All members of your family will be able to experience quality healthcare facilities without any hassle.
With Apollo Munich family floater health insurance, you get security and help which relieves the entire family from any stress as they can recover from any type of medical condition with great health care assistance.
But before you choose any family health plan, you need to be careful as the decision going to be for all your dear ones who depend while facing any health deformity. Make sure that the preferred plan can assist the covered members as per their age, and their existing health status.
To maintain its reputation as a leading health care plans provider in India, Apollo Munich Insurance is devoted to serving you and your family members with comprehensive coverage and an option to renew your policy for lifelong with three sum insurance options to choose from Standard, Premium and Exclusive.
